body{font-family:Arial,sans-serif;margin:0;background:#f5f7fb;color:#123}
header{background:#071B4D;color:#fff;padding:16px;position:sticky;top:0}
nav a{color:#fff;margin:0 10px;text-decoration:none}
.hero{background:linear-gradient(135deg,#071B4D,#0A3D91);color:#fff;padding:60px 20px;text-align:center}
.btn{background:#D4A017;color:#071B4D;padding:12px 18px;border-radius:8px;text-decoration:none;font-weight:bold}
.container{max-width:1100px;margin:auto;padding:30px 20px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.card{background:#fff;border-radius:14px;padding:20px;box-shadow:0 6px 18px rgba(0,0,0,.08)}
footer{background:#071B4D;color:#fff;padding:30px}
input,textarea{width:100%;padding:10px;margin:8px 0}
button{background:#0A3D91;color:#fff;padding:10px 16px;border:0;border-radius:8px}